Should I get a home equity line of credit?
An article by BudgetQueen You have owned your house for five years. Five years you haven’t missed a payment. You are one smart home owner! Your house also has increased in value quite a bit. You wonder...
View ArticleIs now the best time to buy a house?
When I bought a house for the first time 15 years ago, the best mortgage rate I could get on my $130,000 fixer-upper (with a $10,000 down payment) was 6.8% fixed. That didn’t sound so bad at the time –...
View ArticleHelp! My sibling is a mooch!
Dear Christine, My brother is 41 and he has been using people his whole life – and he gets away with it. He often gets my dad to pay his rent. He gets his girlfriend to buy him plane tickets. He even...
View ArticleWhat is the job market like out there? An insider’s perspective
An article by BudgetQueen If you are out looking for a job right now, I don’t need to tell you that it is tough right now. I interviewed a friend who even with an impressive resume didn’t get her first...
View ArticleAm I better off financially than I was last year?
An article by BudgetQueen Sometimes it feels as if you are treading water financially. It seems that you are in the exact same spot as you were six months ago, or a year ago, or two years ago. But...
View ArticleIs it too late to change my career?
Dear Christine, I am completely unsatisfied with my job. I make a lot of money because I have been here so long so it is hard to leave. Plus I worked hard to be where I am now. But I dread going in...
View Article"Tricking" Yourself To Save Money
Dear Christine, I have the worst time saving money. My “rainy day” fund is used up every other paycheck. From a new set of tires here…to a new set of brake pads there — I cannot keep up. Someone said...
View ArticleBeing financially savvy means changing your mindset
An article by BudgetQueen A while ago I was approached by someone who was living paycheck to paycheck who was considering “playing the system," (such as not reporting income tax) when she found out...
View ArticleShould I lend my friend money?
An article by BudgetQueen At some point in our lives, we will borrow money. It could be from the bank, from our parents, or even from a friend. This could be anything from going to school, to buying a...
View ArticleHow much is that pet really going to cost me?
An article by BudgetQueen When I got my puppy Billy at the Humane Society, they made me sign a waiver that I understood that he would cost me an average of $800 a year for food, shots and regular care....
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